Category by firm type
How much does FCA authorisation cost for my type of firm?
Updated
The FCA's firm-type pages say which pricing category applies. The fee is paid on submission and is non-refundable.
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Consumer credit
Limited permission
A consumer credit broker or lender applying for limited permission falls into pricing category 2: £560.
Source: FCA: apply to become a consumer credit broker
Lenders with full permission
Mainstream, motor finance and retail finance lenders fall into category 5 (£5,640); high-cost lenders into category 6 (£11,260).
Source: FCA: apply to become a consumer credit lender or hirer
Insurance
General insurance intermediaries
Most fall into pricing category 4: £2,820.
Source: FCA: apply to become a general insurance intermediary
Claims and debt
Claims management
Only seeking out people who may have a claim is category 4 (£2,820); any other claims management activity is category 6 (£11,260).
Source: FCA: apply to become a claims management company
Debt firms
Debt collectors, debt purchasers and debt administrators fall into category 5 (£5,640); debt advice is category 3 or 6, and not-for-profit debt advice pays no fee.
Source: FCA: apply to become a debt firm
Cryptoassets
Registration
Cryptoasset registration falls into pricing category 6: £11,260. If you withdraw or are refused, the fee is not refunded.
Source: FCA: cryptoasset registration, how to apply
Every category
The full table
All 10 categories, £280 to £225,170, are listed with their source in the fee categories dataset.
Source: FCA application fee categories: every row, with its source